Accidental Death and Disability Plan
Group Personal Accident insurance is an important means of providing group cover to employees with a company or just a common interest group. It is specifically designed to help the injured by reducing the financial impact of the accident.
Product Overview
MetLife offers a range of Group Personal Accident solutions with comprehensive coverage at very competitive premium.
We provide 24-hour coverage, all year round with no territorial restrictions.
Our solution provides indemnity for the following eventualities
Accidental Loss of Life
Dismemberment, Loss of Sight, Hearing, Speech, Indemnity
Permanent Total Disability
Eligibility
In general, only active, full-time permanent employees or members are eligible.
Part-time employees / members are usually ineligible as per the “minimum hours per week” requirement or, through a specific exclusion (i.e. part-time employees /members are not covered).
Temporary and seasonal employees /members are ineligible.
The maximum age limit is 65.
Number of Insured
Minimum Group size is 5.
Different rates and different benefits, hazards and coverages will apply to different occupational categories
Claims
Apart from a prompt and efficient claims processing facility, we also provide claim payments in diverse currencies if the beneficiaries are located in a country that is outside the insured’s country of employment.
MetLife group insurance policies contain certain exclusions, reductions, limitations and terms for keeping them in force. Contact your MetLife representative for more information.
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Solutions for corporates