Group Life

Group Life

Life and Disability Insurance

 

The key to success for any business is based on the productivity of its employees.

The well-being of your employees and how satisfied they are with their workplace are vital to the growth and success of your business. Recent research has shown that employee benefits increasingly form the criterion that has the greatest value for employees when they look for employment stability.

If you are looking for a solution that suits you or if you employ more than 5 employees, we can offer a variety of benefit options from which you can choose, in order to create a plan that will be tailored to your needs. Our expert consultants will work closely with you to create the best possible plan to cover your business.

With MetLife you can create packages that offer the following types of coverage to your employees:

  • Life Insurance
  • Permanent Total & Partial Disability Insurance
  • Critical Illness Insurance

Life Insurance (Death from any cause): Provides repayment of the insured amount in case of death of an employee for any cause, anywhere in the world.

We offer 2 different types of Life Insurance Plans:

  1. Multiple Salary Plan: With this plan, the amount of coverage is defined as a multiple of the employee's earnings, whether this concerns annual, monthly, weekly or hourly earnings
  2. Fixed Amount Plan: The amount of insurance is the same for eligible employees.

Additional Benefits

  • Life Coverage in Time of War
  • Repatriation of the deceased's body and transportation of the insured to his country of origin where the burial will take place
  • Critical Illness Insurance which ensures a lump sum payment of the amount of coverage if one of the seven predetermined serious illnesses was diagnosed for the first time

Whichever package you choose, you are given the MetLife commitment to include:

  • Clear explanation of general terms and regulations
  • Competitive prices, which ensure the right relationship between risk and premium
  • Immediate and effective payment of compensation to beneficiaries

Beneficiaries: Full-time employees, who have not yet reached the age of sixty-five (65) and are active at work, in the country where the insurance is valid.

Prerequisites for Participation: Group insurance plans are designed for businesses with at least 5 employees.

Payment Methods: Flexible payment methods, with monthly, quarterly, semi-annual or annual installments.

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