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Accident & Health
Monthly Medical Care Allowance due to Accident or Illness
Main Benefits
- When as a result of injury or illness, the insured is admitted to hospital as an inpatient, the company will pay a monthly allowance of up to 24 Months
- Pays from day one unless there is a deductible period
- Consecutive hospitalizations that are at least 12 months apart are considered different
- In case the insured needs to be hospitalized while traveling abroad, or for as many days as he is hospitalized in an intensive care unit, the amount is doubled
- People aged 18 and over are insured
- Coverage amount: From € 135 to €5,126
- Spouse and children are insured
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Coverage is provided for treatment worldwide with the condition that the permanent residence of the insured is Cyprus, unless otherwise provided by a specific plan.
The premium is an annual advance unless payment has been agreed in installments and must be paid on the due date, or at the latest before the 31-day grace period for the payment of the premium expires.
The premium is paid by direct debit of a bank account, via credit cards, online or by deposit in designated bank accounts of the Company.
The insurance starts on the date of writing the application, provided that the company has accepted it and the first installment of the premiums has been paid.
Coverage is provided after the first 30 days from the start of any hospital treatment or surgery for any illness, after 180 days in the case of hospitalization abroad and after 12 months from the start - for specific illnesses mentioned in the insurance policy.
The coverage ends with the death of the insured, or in case of cancellation of the insurance policy, or at the specified expiration age, or at the specified expiration date, or in case of untimely and invalid payment of the insurance premium or in case of violation of one or more terms of the insurance policy.