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Accident & Health
Medical Expenses due to an Accident
Accidents are part of our live
As careful as we are in every aspet of our daily lives, unexpected injuries occur and we must be able to deal with them.
If in such case we need care, the additional Reimbursement program MetLife Accident Medical Care covers our reasonable, standard and necessary medical expenses incurred within fifty two (52) weeks from the day of the accident.
The costs that are recognized and reimburesed are the following, meaning that these are absolutely necessary and concern only the appropirate treatment of Physical Injury:
- Hospital Charges for the use of its facilities
- Doctor's payment
- Expenses for services of licensed nurses, only in case these services have been indicated by the treating physician
- Expenses for consumables
- Expenses for laboratory and imaging examinations
- Cost of purchasing medicines provided with a prescription from the treating physician
- Physiotherapist expenses
Main Benefits:
- Insurance for people aged 18 and over
- Minimum amount of coverage: €1.000
- Maximum amount of coverage: €3.500
- Insurance for dependent children aged 3 months
- Minimum amount of coverage: €500
- Maximum amount of coverage: €1.000
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Coverage is provided for treatment worldwide with the condition that the permanent residence of the insured is Cyprus, unless otherwise provided by a specific plan.
The premium is an annual advance unless payment has been agreed in installments and must be paid on the due date, or at the latest before the 31-day grace period for the payment of the premium expires.
The premium is paid by direct debit of a bank account, via credit cards, online or by deposit in designated bank accounts of the Company.
The insurance starts on the date of writing the application, provided that the company has accepted it and the first installment of the premiums has been paid.
Coverage is provided after the first 30 days from the start of any hospital treatment or surgery for any illness, after 180 days in the case of hospitalization abroad and after 12 months from the start - for specific illnesses mentioned in the insurance policy.
The coverage ends with the death of the insured, or in case of cancellation of the insurance policy, or at the specified expiration age, or at the specified expiration date, or in case of untimely and invalid payment of the insurance premium or in case of violation of one or more terms of the insurance policy.