Terms and Conditions

Terms & Conditions

Our Terms & Conditions



Please read the following terms and conditions carefully before you use this MetLife website. The following terms and conditions apply to your use of this website and we may add to or replace certain provisions of these terms and conditions with other provisions found on other parts of a MetLife group website. You should read these terms and conditions regularly, as they may change at any time at our sole discretion. By using this website you declare that you accept these terms and conditions of use and that you agree to comply with them.

1. Liability

Although we take reasonable steps to ensure the accuracy of the information contained on the pages of this website, we do not guarantee the accuracy or completeness of this information, nor are we responsible for any errors or omissions. Given the validity of the information on this website, you can verify it by contacting us using the contact details below. Therefore, we will not be liable for any loss or damage caused by the use of the information contained on this website. Furthermore, we will not be liable to you for your use of this website, unless we violate a legal obligation that we owe you and the loss or damage caused to you can reasonably be predicted.

In addition, if you use this website in connection with the conduct of a business or for any commercial purpose, we will not be liable for any loss that may arise from the use or from the fact that you relied on this website or for any loss of use, loss of profits, revenue, data or expected savings or for any indirect ones; special or consequential damages or losses, regardless of whether they arise under contract, a civil offense (including negligence) or on any other basis.

2. We are not responsible for links to third-party content

Links to third party websites are provided only for your convenience and information purposes. As we do not control the content of any websites to which there is a link, we are not responsible for these websites and we do not make any representations regarding the legality, quality or suitability of their content. We reserve the right to terminate a link to a third party's website at any time. The fact that we provide a link to a third-party website does not necessarily mean that we endorse, authorize or subsidize that website or that we are affiliated with the owners or sponsors of the third party's website.

If you wish to connect to any MetLife group website, please contact the webmaster. If you are a MetLife group customer and wish to link your website to this website, please contact your MetLife representative for instructional purposes.

3. Privacy Policy

The personal information transmitted to us will be treated in accordance with our Privacy Notice.

4. Access to our website

We take reasonable steps to ensure that this website is available and accessible, however, there may be times when the website will not be available and accessible. Therefore, we will not be liable if, for any reason, the website is not available at any given time or for any period. We will not be liable for any technical problems you may encounter while using this website. However, if you encounter technical problems and need help, please contact us using the "contact us" function which is available on the website.

5. Proprietary rights and limited use

The content of this website is protected by intellectual property rights and by global legislation and treaties on the protection of intellectual property rights. Furthermore, the content of this website is protected by trademark law, privacy, disclosure and communication as well as by laws and regulations regarding the provision of financial services. You do not authorize to post or transmit to or from this website any illegal, threatening, defamatory, libelous, obscene, scandalous, pornographic or vulgar material or any other content that could give rise to civil or criminal liability in accordance with the law.

You may print a copy of the information contained on this website for your own use only. Under this condition, you may not sell, copy, publish, distribute, reproduce and/or create derivative works from using the information on this website. You may not republish any content or pages, text, images or the content of this website through the use of framing or similar technology and you may not link to any page of this website without our prior written authorization. You can request such authorization by contacting us via the contact details below.

6. Intellectual Property

Unless we expressly state otherwise, MetLife Europe d.a.c. owns all intellectual property rights in relation to the content of this website. This includes (but is not limited to) copyright in relation to the text, graphic images and layout contained on this website. The METLIFE trademark and other trademarks and service marks of The Metropolitan Life Insurance Company or its subsidiaries or affiliates mentioned on this website are the property of Metropolitan Life Insurance Company or one of its subsidiaries or affiliates.

The trademarks and service marks of other parties to which reference may be made shall be the property of their respective owners. No information on this website should be construed as constituting an implied assignment, warranty statement (estoppel), or license or right to use, in any other way, any trademark without our written authorization. The name of MetLife, Inc., Metropolitan Life Insurance Company, MetLife or the MetLife logo may not be used in any way, including through advertising or publicity regarding the distribution of material on this website without prior written authorization. You do not authorize you to use the MetLife logo in the form of a hyperlink to this website, unless you have received our prior written authorization.

7. We do not provide investment advice or solicit offers

No information on this website is nor should be interpreted as investment advice. The information contained on this website should in no way be interpreted as a recommendation in relation to the purchase or sale of any insurance or insurance product. You should not rely on any information or opinions contained on this website for investment decision-making purposes and you should receive relevant and specific professional advice.

This website is provided for informational purposes only. The material provided with the relationships with investors and any other information that you may have access to from any MetLife group website do not constitute offers of sale or invitations of any offer to purchase any security or any insurance product. MetLife, Inc., its affiliates or its affiliates do not offer or will sell any security in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the Securities Act or other laws of such jurisdiction. No such security is offered or will be sold in any jurisdiction by an entity that is not properly licensed to do so in such a jurisdiction.

8. Not all MetLife products, programs and services in your area may be available

This website is controlled by us from our offices in the Republic of Cyprus. Except as specifically stated, we do not represent that the content or material contained in this website is appropriate or available for use in locations outside the Republic of Cyprus. Access to the content or material contained on this website by jurisdictions from which such access is illegal against the law is prohibited. If you choose to access this website from locations outside the Republic of Cyprus, you do so at your own risk and are responsible for compliance with applicable local law.

These terms and conditions as well as the use of this website are governed by the laws of the Republic of Cyprus, without prejudice to any principles of conflict of laws and you agree to submit to the non-exclusive jurisdiction of the courts of the Republic of Cyprus in relation to any claim, dispute or disagreement arising from these terms and conditions or from the use of this website.

MetLife Inc. and its affiliates and affiliates are not authorized to conduct business in any jurisdiction. The information we post on this website may contain references to or references to products, programs or services of MetLife, Inc., its subsidiaries or affiliates that are not available in your state or country. Please contact us for information about the products, programs and services that may be available to you.